Best Payment Methods for Plumbers in Australia (2026)
Quick Answer: Offer bank transfer (free, most common) AND a card payment link (2-3% fee but gets paid instantly). The easier you make it to pay, the faster you get paid.
Payment Methods Compared
| Method | Fee | Speed | Customer Preference |
|---|---|---|---|
| Bank transfer | Free | 1-2 days | High (most common in AU) |
| Card (Stripe/Square) | 1.7-2.9% | Instant | High (convenient) |
| Cash | Free | Instant | Declining (still used) |
| PayID | Free | Instant | Growing (easy for customers) |
| BPAY | Free | 1-2 days | Low (more for bills) |
The Best Strategy
Offer multiple options on every invoice:
- Bank transfer (BSB + Account number) — for customers who prefer it
- "Pay Now" link (Stripe or Square) — for instant card payment
- PayID (your phone number or email) — for instant free transfer
The more options you give, the fewer excuses customers have to delay payment.
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